Staff Software Engineer · Jacksonville, FL
Twenty years shipping software that scales reliably.
I’m Andrew Cuga, a staff engineer at Bread Financial. I build Golang microservices for payment processing, loan servicing, and regulatory reporting — and I’m one of the most active drivers of AI adoption on my team. My work bridges backend systems, data engineering, frontend, and business stakeholders to ship complex features end to end.
- 20 yrs delivering production software in agile teams
- 586% performance gain on key batch jobs at Bread Financial
- 4+ teams coordinated per cross-team initiative in loan servicing
Recent roles
Full history →- 2022–
Staff Engineer
Bread Financial · Remote
Staff-level engineer in Core Servicing, trusted with the initiatives that cut across the most teams — and one of the most active drivers of AI adoption on the engineering team.
- 2019–22
Principal Software Engineer
Analyst1 · Remote
Principal engineer on a Java/Spring-based cyber intelligence platform
- 2018–19
Principal Software Engineer
Zaius · Leesburg, VA
Designed, implemented, tested, supported, and improved the company’s marketing-automation software suite
AI, in practice
At Bread Financial
Built and demoed AI skills that generate integration tests, authored agent instructions for the team’s projects, and developed agent skills that work directly with Snowflake data.
Extended projects
Designed agentic systems end to end: unified business data behind MCP servers, AI chat dashboards for owners, and gatekeeper routing that sends each request to the right LLM agent for its complexity.
In the open
ai-clean, a CLI installable via brew that cleans terminal borders and wrapped lines from text copied out of AI coding CLIs — a small sharp tool from daily agentic work.
Selected work
Full showcase →- Feb 2026 1 unified view of the business
Independent consulting
Yorktowne Apparel
An AI operations dashboard for a custom-apparel business: inventory, pricing, and sales orders aggregated from disconnected systems into one database, exposed through an MCP server, and answered by LLM agents behind an AI gatekeeper that routes each request by complexity.
- 2026–present 25 ad-free browser games for kids
Personal project
The Cuga Zone — cuga.games
A friendly, ad-free playground of browser games built for my kids: 25 games, built as a PWA that installs on mobile devices for offline play, with its own mascot and visual identity. Design, code, and content, end to end.
- 2026 Utility installable via Homebrew
Open source
ai-clean
A Go CLI, installable via brew, that cleans terminal borders, padding, and wrapped lines from text copied out of AI coding CLIs — Claude Code, Copilot CLI, Cursor, Gemini CLI. A small sharp tool from daily agentic work.